Premier 72

    Tax Strategies

    Tax Aware Accumulation, Distribution, and Transfer.

    Tax strategy isn't a single product, it's the coordination of accumulation, distribution, and transfer across decades. Permanent life insurance plays a specific structural role inside that plan when used with discipline.

    Who This Is For

    Built for clients with structured planning needs.

    Permanent life insurance as one part of a broader plan for tax deferred growth, retirement income, and estate transfer, coordinated with your tax professional.

    • High earners who have maxed qualified plans and need additional vehicles
    • Pre-retirees planning tax-diversified income streams
    • Business owners coordinating personal, corporate, and estate-level tax planning
    • Families with concentrated single-bucket tax exposure

    What This Is Built Around

    Structural components, not product pitches.

    Tax-Deferred Accumulation

    Growth inside permanent insurance contracts, alongside qualified and brokerage assets.

    Tax Advantaged Distribution

    Policy loans and withdrawals may be accessed without current income tax when the policy is properly structured and kept in force. Consult your tax professional.

    Estate Level Efficiency

    A death benefit generally received free of federal income tax by your beneficiaries.

    Professional Coordination

    We work alongside your CPA and attorney, not around them.

    What You Leave With

    A written, structured plan, not a sales pitch.

    A clear view of where insurance fits inside your tax structure
    Modeled comparisons across qualified, brokerage, and insurance buckets
    A written framework you can review with your CPA
    Schedule a Tax Strategy Review

    Explore the Other Pillars

    Each pillar is a focused planning area within the broader Premier 72 framework.

    Income

    Term, Whole Life, and Indexed Universal Life strategies for individuals, couples, and families, structured around your income, your obligations, and the people who matter to you.

    Keep the Business Operating When the Unexpected Happens.

    Key-person, buy-sell, and SBA-aligned coverage so your company keeps moving when an owner or critical contributor is lost.

    Transfer Wealth Efficiently

    Structured permanent insurance designed to move wealth efficiently to heirs, charities, and the institutions you care about.

    Cash Value Life Insurance as a Personal Financing Strategy.

    Permanent life insurance designed for cash value access and long term accumulation, a planning strategy sometimes called the Infinite Banking Concept. It is not a bank or bank account.